Home Arrow FAQs Arrow What is the Covid-19 Insurance (Travel Insurance)?

What is the Covid-19 Insurance (Travel Insurance)?

Covid-19 Insurance is one of the benefits included in a Travel Insurance that you may need when you are far away from your home country. 

With travel insurance, your benefits cover many expenses.

POLICY MAXIMUM BENEFITS

TYPE DESCRIPTION
Medical Maximum $50,000
Deductible $0, $50, $100, $250, $500, $1,000, $2,500, $5,000

MEDICAL EXPENSE BENEFIT

COVERED TREATMENT OR SERVICE MAXIMUM BENEFIT
Hospital Room And Board Expenses The average semi-private room rate
Covid-19 Medical Expenses Covered and treated as any other Sickness
Ancillary Hospital Expenses Covered
Icu Room And Board Charges 3 times the average semi-private room rate
Physician’s Non-surgical Visits Covered
Physician’s Surgical Expenses Covered
Assistant Physician’s Surgical Expenses Covered
Anesthesiologist Expense Covered
Outpatient Medical Expenses Covered
Physiotherapy/Physical Medicine/ Chiropractic Expenses Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
Dental Treatment For Injury, For Pain To Sound Natural Teeth $500 per Policy Period
X-ray Covered
Physicians Visits Covered
Prescription Drugs Covered
Emergency Medical Treatment Of Pregnancy $2,500 per Policy Period
Mental Or Nervous Disorder $2,500 per Policy Period

ADDITIONAL MEDICAL TREATMENT AND SERVICES

COVERED TREATMENT OR SERVICE MAXIMUM BENEFIT
UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION $2,500

TRANSPORTATION EXPENSES

COVERED TREATMENT OR SERVICE MAXIMUM BENEFIT
Ambulance Service Benefits Covered
Emergency Medical Evacuation* 100% up to $2,000,000
Natural Disasters, Political Evacuation* $25,000
Emergency Reunion* $15,000
Return Of Minor Children Or Grand-children Or Traveling Companion* $5,000
Repatriation Of Mortal Remains* 100% up to $1,000,000

ADDITIONAL BENEFITS

COVERED TREATMENT OR SERVICE MAXIMUM BENEFIT
Hospital Confinement* $150 per night up to a maximum of 15 nights
Accidental Death & Dismemberment (Ad&D) *  
Insured $25,000
Spouse/Domestic Partner/Traveling Companion $25,000
Dependent Child $10,000
Hijacking And Air Or Water Piracy Ad&D* Covered
Coma Benefit* $10,000
Seatbelt And Airbag Accidental Death And Dismemberment (Ad&D) * 10% up to $50,000
Felonious Assault & Violent Crime Ad&D * $50,000
Adaptive Home And Vehicle* $5,000
Lost Baggage* $1,000 per Policy Period
Trip Interruption* $7,500 per Policy Period
Trip Delay (Including Accommodations And Lodging) $2000 including accommodation ($150/day) (6 hours or more)
Optional 24 Hour Accidental Death And Dismemberment Increase to $50,000 maximum AD&D benefit – All Ages
Optional Athletic Sport Coverage Coverage for injuries incurred during Amateur, Club, Intramural, Interscholastic, Intercollegiate activities. Professional and Semi Professional Sports are always excluded. Class 1 - includes Archery, Tennis, Swimming, Cross Country, Track, Volleyball and Golf Class 2 - includes Ballet, Basketball, Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby and Soccer
**Travel Assistance Included
  • *Not subject to Deductible
  • ** This is a non-insurance service and is not a part of the insurance underwritten by Crum & Forster, SPC.

Related Articles