What is the Covid-19 Insurance (Travel Insurance)?
COVID-19 insurance is one of the benefits included in Travel Insurance that you may need when you are far away from your home country.
With Ethiopian travel insurance, your benefits cover many expenses.
POLICY MAXIMUM BENEFITS
| TYPE | DESCRIPTION |
|---|---|
| Medical Maximum | $50,000 |
| Deductible | $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 |
MEDICAL EXPENSE BENEFIT
| COVERED TREATMENT OR SERVICE | MAXIMUM BENEFIT |
|---|---|
| Hospital Room And Board Expenses | The average semi-private room rate |
| Covid-19 Medical Expenses | Covered and treated as any other Sickness |
| Ancillary Hospital Expenses | Covered |
| Icu Room And Board Charges | 3 times the average semi-private room rate |
| Physician’s Non-surgical Visits | Covered |
| Physician’s Surgical Expenses | Covered |
| Assistant Physician’s Surgical Expenses | Covered |
| Anesthesiologist Expense | Covered |
| Outpatient Medical Expenses | Covered |
| Physiotherapy/Physical Medicine/ Chiropractic Expenses | Limited to $50 per visit, one visit per day and 10 visits per Policy Period. |
| Dental Treatment For Injury, For Pain To Sound Natural Teeth | $500 per Policy Period |
| X-ray | Covered |
| Physicians Visits | Covered |
| Prescription Drugs | Covered |
| Emergency Medical Treatment Of Pregnancy | $2,500 per Policy Period |
| Mental Or Nervous Disorder | $2,500 per Policy Period |
ADDITIONAL MEDICAL TREATMENT AND SERVICES
| COVERED TREATMENT OR SERVICE | MAXIMUM BENEFIT |
|---|---|
| UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION | $2,500 |
TRANSPORTATION EXPENSES
| COVERED TREATMENT OR SERVICE | MAXIMUM BENEFIT |
|---|---|
| Ambulance Service Benefits | Covered |
| Emergency Medical Evacuation* | 100% up to $2,000,000 |
| Natural Disasters, Political Evacuation* | $25,000 |
| Emergency Reunion* | $15,000 |
| Return Of Minor Children Or Grand-children Or Traveling Companion* | $5,000 |
| Repatriation Of Mortal Remains* | 100% up to $1,000,000 |
ADDITIONAL BENEFITS
| COVERED TREATMENT OR SERVICE | MAXIMUM BENEFIT |
|---|---|
| Hospital Confinement* | $150 per night up to a maximum of 15 nights |
| Accidental Death & Dismemberment (Ad&D) * | |
| Insured | $25,000 |
| Spouse/Domestic Partner/Traveling Companion | $25,000 |
| Dependent Child | $10,000 |
| Hijacking And Air Or Water Piracy Ad&D* | Covered |
| Coma Benefit* | $10,000 |
| Seatbelt And Airbag Accidental Death And Dismemberment (Ad&D) * | 10% up to $50,000 |
| Felonious Assault & Violent Crime Ad&D * | $50,000 |
| Adaptive Home And Vehicle* | $5,000 |
| Lost Baggage* | $1,000 per Policy Period |
| Trip Interruption* | $7,500 per Policy Period |
| Trip Delay (Including Accommodations And Lodging) | $2000 including accommodation ($150/day) (6 hours or more) |
| Optional 24 Hour Accidental Death And Dismemberment | Increase to $50,000 maximum AD&D benefit – All Ages |
| Optional Athletic Sport Coverage | Coverage for injuries incurred during Amateur, Club, Intramural, Interscholastic, Intercollegiate activities. Professional and Semi Professional Sports are always excluded. Class 1 - includes Archery, Tennis, Swimming, Cross Country, Track, Volleyball and Golf Class 2 - includes Ballet, Basketball, Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby and Soccer |
| **Travel Assistance | Included |
- *Not subject to Deductible
- ** This is a non-insurance service and is not a part of the insurance underwritten by Crum & Forster, SPC.
