What is the Covid-19 Insurance (Travel Insurance)?

Covid-19 Insurance is one of the benefits included in a Travel Insurance that you may need when you are far away from your home country.

With travel insurance, your benefits cover many expenses.

POLICY MAXIMUM BENEFITS

TYPE	DESCRIPTION
Medical Maximum	$50,000
Deductible	$0, $50, $100, $250, $500, $1,000, $2,500, $5,000

MEDICAL EXPENSE BENEFIT

COVERED TREATMENT OR SERVICE	MAXIMUM BENEFIT
Hospital Room And Board Expenses	The average semi-private room rate
Covid-19 Medical Expenses	Covered and treated as any other Sickness
Ancillary Hospital Expenses	Covered
Icu Room And Board Charges	3 times the average semi-private room rate
Physician’s Non-surgical Visits	Covered
Physician’s Surgical Expenses	Covered
Assistant Physician’s Surgical Expenses	Covered
Anesthesiologist Expense	Covered
Outpatient Medical Expenses	Covered
Physiotherapy/Physical Medicine/ Chiropractic Expenses	Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
Dental Treatment For Injury, For Pain To Sound Natural Teeth	$500 per Policy Period
X-ray	Covered
Physicians Visits	Covered
Prescription Drugs	Covered
Emergency Medical Treatment Of Pregnancy	$2,500 per Policy Period
Mental Or Nervous Disorder	$2,500 per Policy Period

ADDITIONAL MEDICAL TREATMENT AND SERVICES

COVERED TREATMENT OR SERVICE	MAXIMUM BENEFIT
UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION	$2,500

TRANSPORTATION EXPENSES

COVERED TREATMENT OR SERVICE	MAXIMUM BENEFIT
Ambulance Service Benefits	Covered
Emergency Medical Evacuation*	100% up to $2,000,000
Natural Disasters, Political Evacuation*	$25,000
Emergency Reunion*	$15,000
Return Of Minor Children Or Grand-children Or Traveling Companion*	$5,000
Repatriation Of Mortal Remains*	100% up to $1,000,000

ADDITIONAL BENEFITS

COVERED TREATMENT OR SERVICE	MAXIMUM BENEFIT
Hospital Confinement*	$150 per night up to a maximum of 15 nights
Accidental Death & Dismemberment (Ad&D) *
Insured	$25,000
Spouse/Domestic Partner/Traveling Companion	$25,000
Dependent Child	$10,000
Hijacking And Air Or Water Piracy Ad&D*	Covered
Coma Benefit*	$10,000
Seatbelt And Airbag Accidental Death And Dismemberment (Ad&D) *	10% up to $50,000
Felonious Assault & Violent Crime Ad&D *	$50,000
Adaptive Home And Vehicle*	$5,000
Lost Baggage*	$1,000 per Policy Period
Trip Interruption*	$7,500 per Policy Period
Trip Delay (Including Accommodations And Lodging)	$2000 including accommodation ($150/day) (6 hours or more)
Optional 24 Hour Accidental Death And Dismemberment	Increase to $50,000 maximum AD&D benefit – All Ages
Optional Athletic Sport Coverage	Coverage for injuries incurred during Amateur, Club, Intramural, Interscholastic, Intercollegiate activities. Professional and Semi Professional Sports are always excluded. Class 1 - includes Archery, Tennis, Swimming, Cross Country, Track, Volleyball and Golf Class 2 - includes Ballet, Basketball, Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby and Soccer
**Travel Assistance	Included

*Not subject to Deductible
** This is a non-insurance service and is not a part of the insurance underwritten by Crum & Forster, SPC.

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